Digital Banking Quiz 10
Practice quiz on Digital Banking (Banking Awareness). 5 real exam questions.
About This Quiz
Digital Banking Quiz 10 — Questions with Solutions
All 5 questions from this quiz with the correct answer and explanation. Attempt them yourself first, then open each solution to check your reasoning.
Q1.What does the term 'NPA' stand for?
- A.Non Performing Asset
- B.Non Productive Asset
- C.New Productive Area
- D.Net Profit Analysis
Show answer
Answer: A. Non Performing Asset
NPA refers to Non Performing Asset, i.e., a loan overdue for more than 90 days.
Q2.Which organization regulates the money market in India?
- A.SEBI
- B.RBI
- C.IRDAI
- D.Ministry of Finance
Show answer
Answer: B. RBI
RBI regulates money market instruments such as Treasury Bills, Commercial Paper and Certificates of Deposit.
Q3.Who regulates credit rating agencies in India?
- A.RBI
- B.SEBI
- C.IRDAI
- D.PFRDA
Show answer
Answer: B. SEBI
SEBI is the regulator for credit rating agencies.
Q4.What is the minimum capital requirement for Small Finance Banks?
- A.₹50 crore
- B.₹100 crore
- C.₹200 crore
- D.₹500 crore
Show answer
Answer: B. ₹100 crore
SFBs must maintain ₹100 crore of paid-up capital.
Q5.Which of the following is NOT part of the capital market?
- A.Equity
- B.Corporate Bonds
- C.Commercial Paper
- D.Mutual Funds
Show answer
Answer: C. Commercial Paper
Commercial Paper is a money market instrument, not capital market.
Frequently Asked Questions
Is Digital Banking Quiz 10 free to attempt on AajExam?
Yes. Digital Banking Quiz 10 is completely free. You only need a free AajExam account to track your score, view detailed solutions and unlock cross-attempt analytics.
How long does it take to complete Digital Banking Quiz 10?
Digital Banking Quiz 10 runs on a 1-minute timer in real exam-style conditions. The clock starts the moment you click Start, mirroring the time pressure of the actual exam.
Are detailed solutions provided?
Yes. Every question on Digital Banking Quiz 10 ships with a complete step-by-step solution, the underlying concept, and (where applicable) shortcut tricks. You can also discuss any question with the AajExam community.
Can I attempt Digital Banking Quiz 10 multiple times?
Yes. You can attempt this quiz as many times as you like. Each attempt is recorded separately so you can track improvement in score, accuracy and time-management.
Which government exams does this quiz prepare me for?
Digital Banking questions appear regularly in SSC CGL, CHSL, MTS, GD; IBPS PO, Clerk; SBI PO, Clerk; RRB NTPC, Group D; UPSC prelims and most State PSC exams. The specific weightage varies by exam — check the exam pattern on the corresponding AajExam exam page for details.