General AwarenessBanking Regulationsmixed

Banking Regulations Quiz

Practice quiz on Banking Regulations (General Awareness). 10 exam-style questions with explanations.

10
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10
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About This Quiz

Practice quiz on Banking Regulations (General Awareness). 10 exam-style questions with explanations. Banking Regulations Quiz is a free, 10-minute, 10-mark practice quiz on AajExam rated at mixed difficulty, designed to help candidates preparing for SSC, UPSC, Banking, Railway and State PSC government competitive exams sharpen their command of Banking Regulations (General Awareness). Every question on this quiz ships with a detailed step-by-step solution so you don't just learn the right answer — you learn the reasoning and shortcuts top scorers use to crack similar questions faster on the actual exam day. Why Banking Regulations Quiz matters in your preparation: government exam-conducting bodies repeatedly draw questions from the same chapters and the same skill-clusters across recruitment cycles. By attempting focused topic-wise quizzes like this one, you build pattern recognition — the ability to spot which formula, rule or trick applies the moment you see a question. Toppers consistently report that 5-10 quizzes on a single topic delivers more exam-day score gain than 20+ unfocused full-length mocks, because targeted drilling exposes your specific sub-topic weaknesses with surgical precision. How to use this quiz effectively: attempt it in one sitting under the 10-minute timer, without referring to notes or external resources — simulate exam-day conditions exactly. After submission, review the auto-generated analytics to see your accuracy, time per question and section-wise performance. Then go through every wrong and skipped question with the explanation, mentally tagging the underlying concept rather than just memorising the answer. Revisit this quiz after 7-10 days; your second attempt should be 15-20% faster with noticeably better accuracy. Bookmark this page and revisit weekly as we add new quizzes on related topics. AajExam quiz design principles: every quiz on the platform is curated by subject experts using the actual question formats, difficulty distributions and time pressures of the target government exams. We deliberately avoid generic "textbook" questions in favour of exam-replicating ones. Solutions are written in plain English (and Hindi where source material was bilingual), with step-by-step working for quantitative problems, grammar rules for English questions, and direct reference statements for general awareness items. Performance analytics after each attempt include accuracy, attempt rate, time spent per question, and an estimated all-India percentile so you know exactly where you stand against other candidates. This quiz is completely free to attempt. You only need a free AajExam account to track your performance across attempts, view detailed solutions and unlock the platform-wide analytics dashboard. The platform is mobile-friendly and works seamlessly on smartphones, tablets and desktops — so you can sharpen your Banking Regulations (General Awareness) skills in any spare 15-minute window.
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Banking Regulations Quiz — Questions with Solutions

All 10 questions from this quiz with the correct answer and explanation. Attempt them yourself first, then open each solution to check your reasoning.

  1. Q1.Banks in India are regulated by the

    • A.Reserve Bank of India
    • B.NABARD
    • C.IRDAI
    • D.SEBI
    Show answer

    Answer: A. Reserve Bank of India

    RBI regulates banks.

  2. Q2.The Banking Regulation Act was enacted in

    • A.1991
    • B.1949
    • C.1969
    • D.1935
    Show answer

    Answer: B. 1949

    1949.

  3. Q3.SLR stands for

    • A.Statutory Loan Rate
    • B.State Lending Ratio
    • C.Standard Liquid Rate
    • D.Statutory Liquidity Ratio
    Show answer

    Answer: D. Statutory Liquidity Ratio

    SLR.

  4. Q4.The minimum capital adequacy under Basel III for Indian banks is generally around

    • A.1%
    • B.0%
    • C.9% or more as prescribed by RBI
    • D.50%
    Show answer

    Answer: C. 9% or more as prescribed by RBI

    RBI requires at least 9% CRAR (plus buffers).

  5. Q5.Which authority regulates the securities market in India?

    • A.SEBI
    • B.NABARD
    • C.IRDAI
    • D.RBI
    Show answer

    Answer: A. SEBI

    SEBI.

  6. Q6.NPA stands for

    • A.Net Payment Amount
    • B.National Payment Agency
    • C.New Performing Asset
    • D.Non-Performing Asset
    Show answer

    Answer: D. Non-Performing Asset

    NPA.

  7. Q7.A loan is classified as NPA if interest or principal is overdue for more than

    • A.90 days
    • B.60 days
    • C.30 days
    • D.180 days
    Show answer

    Answer: A. 90 days

    90 days.

  8. Q8.Deposit insurance in India up to Rs 5 lakh is provided by

    • A.SEBI
    • B.IRDAI
    • C.DICGC
    • D.NABARD
    Show answer

    Answer: C. DICGC

    DICGC.

  9. Q9.The Ombudsman Scheme of RBI deals with

    • A.Tax disputes
    • B.Court cases
    • C.Stock trading
    • D.Customer complaints against banks
    Show answer

    Answer: D. Customer complaints against banks

    Banking complaints.

  10. Q10.Priority sector lending targets are set by

    • A.RBI
    • B.Finance Ministry only
    • C.SEBI
    • D.NITI Aayog
    Show answer

    Answer: A. RBI

    RBI.

Frequently Asked Questions

Is Banking Regulations Quiz free to attempt on AajExam?

Yes. Banking Regulations Quiz is completely free. You only need a free AajExam account to track your score, view detailed solutions and unlock cross-attempt analytics.

How long does it take to complete Banking Regulations Quiz?

Banking Regulations Quiz runs on a 10-minute timer in real exam-style conditions. The clock starts the moment you click Start, mirroring the time pressure of the actual exam.

Are detailed solutions provided?

Yes. Every question on Banking Regulations Quiz ships with a complete step-by-step solution, the underlying concept, and (where applicable) shortcut tricks. You can also discuss any question with the AajExam community.

Can I attempt Banking Regulations Quiz multiple times?

Yes. You can attempt this quiz as many times as you like. Each attempt is recorded separately so you can track improvement in score, accuracy and time-management.

Which government exams does this quiz prepare me for?

Banking Regulations questions appear regularly in SSC CGL, CHSL, MTS, GD; IBPS PO, Clerk; SBI PO, Clerk; RRB NTPC, Group D; UPSC prelims and most State PSC exams. The specific weightage varies by exam — check the exam pattern on the corresponding AajExam exam page for details.