Banking Regulations Quiz
Practice quiz on Banking Regulations (General Awareness). 10 exam-style questions with explanations.
About This Quiz
Banking Regulations Quiz — Questions with Solutions
All 10 questions from this quiz with the correct answer and explanation. Attempt them yourself first, then open each solution to check your reasoning.
Q1.Banks in India are regulated by the
- A.Reserve Bank of India
- B.NABARD
- C.IRDAI
- D.SEBI
Show answer
Answer: A. Reserve Bank of India
RBI regulates banks.
Q2.The Banking Regulation Act was enacted in
- A.1991
- B.1949
- C.1969
- D.1935
Show answer
Answer: B. 1949
1949.
Q3.SLR stands for
- A.Statutory Loan Rate
- B.State Lending Ratio
- C.Standard Liquid Rate
- D.Statutory Liquidity Ratio
Show answer
Answer: D. Statutory Liquidity Ratio
SLR.
Q4.The minimum capital adequacy under Basel III for Indian banks is generally around
- A.1%
- B.0%
- C.9% or more as prescribed by RBI
- D.50%
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Answer: C. 9% or more as prescribed by RBI
RBI requires at least 9% CRAR (plus buffers).
Q5.Which authority regulates the securities market in India?
- A.SEBI
- B.NABARD
- C.IRDAI
- D.RBI
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Answer: A. SEBI
SEBI.
Q6.NPA stands for
- A.Net Payment Amount
- B.National Payment Agency
- C.New Performing Asset
- D.Non-Performing Asset
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Answer: D. Non-Performing Asset
NPA.
Q7.A loan is classified as NPA if interest or principal is overdue for more than
- A.90 days
- B.60 days
- C.30 days
- D.180 days
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Answer: A. 90 days
90 days.
Q8.Deposit insurance in India up to Rs 5 lakh is provided by
- A.SEBI
- B.IRDAI
- C.DICGC
- D.NABARD
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Answer: C. DICGC
DICGC.
Q9.The Ombudsman Scheme of RBI deals with
- A.Tax disputes
- B.Court cases
- C.Stock trading
- D.Customer complaints against banks
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Answer: D. Customer complaints against banks
Banking complaints.
Q10.Priority sector lending targets are set by
- A.RBI
- B.Finance Ministry only
- C.SEBI
- D.NITI Aayog
Show answer
Answer: A. RBI
RBI.
Frequently Asked Questions
Is Banking Regulations Quiz free to attempt on AajExam?
Yes. Banking Regulations Quiz is completely free. You only need a free AajExam account to track your score, view detailed solutions and unlock cross-attempt analytics.
How long does it take to complete Banking Regulations Quiz?
Banking Regulations Quiz runs on a 10-minute timer in real exam-style conditions. The clock starts the moment you click Start, mirroring the time pressure of the actual exam.
Are detailed solutions provided?
Yes. Every question on Banking Regulations Quiz ships with a complete step-by-step solution, the underlying concept, and (where applicable) shortcut tricks. You can also discuss any question with the AajExam community.
Can I attempt Banking Regulations Quiz multiple times?
Yes. You can attempt this quiz as many times as you like. Each attempt is recorded separately so you can track improvement in score, accuracy and time-management.
Which government exams does this quiz prepare me for?
Banking Regulations questions appear regularly in SSC CGL, CHSL, MTS, GD; IBPS PO, Clerk; SBI PO, Clerk; RRB NTPC, Group D; UPSC prelims and most State PSC exams. The specific weightage varies by exam — check the exam pattern on the corresponding AajExam exam page for details.